With Flu AI · Automatic expense capture

Your finances on autopilot, end to end.

Flutue automatically captures your bank expenses and your benefit card spending (meal & food vouchers), reads receipts and audio with Flu AI, and turns everything into insights, goals, and a dashboard you actually understand.

  • Encrypted data
  • Privacy compliant
  • We never sell your data

Automatic capture from your main banks

NubankItaúBradescoBanco do BrasilCaixaSantanderInterC6 BankPicPayMercado PagoPagBankNeonWill BankSicoobSicrediBTGXPOriginalNubankItaúBradescoBanco do BrasilCaixaSantanderInterC6 BankPicPayMercado PagoPagBankNeonWill BankSicoobSicrediBTGXPOriginal
The reality

8 out of 10 Brazilian families are in debt.

Money disappears and nobody knows where it went. Flutue was built to change that — showing you, effortlessly, exactly where every penny goes.

81.6%

of Brazilian families are in debt

The highest level in recorded history.

Source: CNC/PEIC
80.6M

Brazilians with negative credit scores

More people than the entire population of Germany.

Source: Serasa
85.1%

of debts involve credit cards

The main villain of personal debt.

Source: CNC/PEIC
~40%

increase in defaults over 10 years

Budget pressure only keeps growing.

Source: Serasa
Auto capture

You spend. Flutue records it automatically.

Most finance apps don't capture benefit cards. Flutue captures your bank expenses and your benefit card spending (meal and food vouchers) automatically — and already suggests the category.

Main banks

NubankItaúBradescoBanco do BrasilCaixaSantanderInterC6 BankPicPayMercado PagoPagBankNeon

Benefit cards (meal & food vouchers)

AleloTicketPluxeeCajuFlashSwileiFood BenefíciosVRUp BrasilCAIXA Refeição
Flu AI

Snap or speak. Done.

Take a photo of a receipt or describe the expense by voice. Flu AI understands the amount, category, and date — and fills in the transaction for you to confirm.

Receipt reading

Recognizes merchant, amount, items, and category — including full invoices.

Voice entry

Speak naturally and Flu AI turns your sentence into a complete transaction.

Spending map

See exactly where your money goes.

Flutue maps your spending by merchant and region. Discover where you spend the most and make decisions with clarity — not guesswork.

  • Merchants and regions on a visual map
  • Spending concentration by area
  • Ranking of where you spent the most in the period
Goals & dreams

Set your dreams. Flutue takes you there.

Travel, emergency fund, paying off a debt, or that dream purchase. Set the amount and deadline — Flutue suggests the monthly contribution and tracks every step, celebrating your wins.

SaveInvestBuyPay off debtEmergency fundTravel
Insights with Flu AI

Analysis that becomes decisions.

Every week, Flu AI summarizes what matters: where you saved, spending concentration alerts, recurring subscriptions, and the projection through month end. Actionable, in seconds.

Finances as a couple

Organize your household finances your way.

Dating, engaged, or married: Flutue's Couple Account adapts to your reality with four split models. Invite your partner with editor or viewer permissions.

Centralized

One person manages all finances. The partner transfers their full income and the manager handles everything.

Equal Split

Each manages their own income and expenses are split 50/50.

Proportional Split

Each manages their own income and expenses are split proportionally to each person's income.

Defined Split

Each manages their own income and each expense category has a designated responsible person.

And there's more

The most complete financial control.

Everything you need to take care of your money from end to end.

Custom categories

Create and edit personalized categories and subcategories to reflect your life.

Precise alerts

Contextual notifications so you can act immediately — balance, recurrences, and projections.

Google Calendar

Sync financial events with Google Calendar and never miss a due date.

Month-end projection

Understand your future balance before it happens, at your current spending pace.

Cards and bills

Manage limits, statements, and installments of your credit cards.

Goals and dreams

Set objectives with deadlines and suggested contributions and track every achievement.

Analytics and charts

Cash flow, monthly evolution, weekly heat map, and much more.

Import statement

Import bank statements and let Flu AI organize everything for you.

Security & privacy

Privacy first.

Your sensitive data is encrypted by default. In shared accounts, group information uses per-member encryption keys. And most importantly: we never sell your data.

AES-256-GCM Encryption

The standard used by banks to protect sensitive data.

Privacy compliant

Privacy by design and real consent.

Your data is yours

We never sell your financial information.

Per-member keys

Shared accounts with individual encryption.

You are part of Flutue too.

Flutue is built together with its users. Every update comes from our active listening — you're not just a user, you're a contributor so we can help you more and more with your finances.

Suggestions

Have an idea that would make Flutue better? Share it. The best features came from our users.

Feedback & praise

Something didn't work as expected? Or exceeded your expectations? We want to hear both — that's how we grow.

Response with care

Our team reads and analyzes every message with attention. We evolve together, one piece of feedback at a time.

In the app, you'll find a special Feedback menu where you can send suggestions, feedback, and compliments at any time. Our team analyzes every point and responds with great care so we can grow together.

Frequently asked questions

Which banks and benefit cards does Flutue capture automatically?

The main Brazilian banks — such as Nubank, Itaú, Bradesco, Banco do Brasil, Caixa, Santander, Inter, C6 Bank, PicPay, and many others — plus benefit cards (meal & food vouchers) from Alelo, Ticket, Pluxee, Caju, Flash, Swile, iFood Benefícios, VR, Up Brasil, and CAIXA Refeição.

Do I need to provide my bank password?

No. You never provide banking credentials or passwords to Flutue.

Is my data secure?

Yes. Sensitive data is encrypted (AES-256-GCM) and protected by default. We don't sell your data. In shared accounts, group information uses per-member encryption keys.

What is Flu AI?

It's Flutue's intelligence that reads receipts, transcribes audio to create transactions, and generates actionable weekly insights about your spending.

Is Flutue free?

You start for free and organize your finances. Advanced Flu AI features (such as unlimited receipt scanning and in-depth analysis) are part of paid plans.

Start for free today.

There is no more complete finance app. Install Flutue and take control of your money, from end to end.

Encrypted data · Privacy compliant · We never sell your data